Your Rate Is Variable
Interest is charged as an annual percentage rate (APR). Your rate is variable — it depends on market conditions, pool utilization, and your loan-to-value ratio — and you'll always see your exact rate before you confirm a loan.
No credit, no income docs
Your rate isn't based on a credit score or employment history. Your Bitcoin collateral is what backs the loan.
Interest Accrues on Your Balance
Interest accrues on your outstanding balance over time — there's no fixed monthly payment. Because it's charged on what you currently owe, paying down your balance reduces the interest you accrue from that point forward.
Loan Overview
View detailsRepay Early, Pay Less
No prepayment penalty
You can repay anytime with zero penalty. The sooner you repay, the less total interest you pay — partial repayments help too.
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