Last updated: February 9, 2026
By accessing or using the Bitlendex platform ("Platform"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Platform. These Terms constitute a legally binding agreement between you and Bitlendex.
You must be at least 18 years old and legally able to enter into binding contracts in your jurisdiction. By using our services, you represent that you meet these eligibility requirements and that your use of the Platform does not violate any applicable laws or regulations.
To access certain features, you must create an account and complete identity verification (KYC). You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized access.
Bitlendex provides Bitcoin-collateralized lending services. You may deposit Bitcoin as collateral to borrow stablecoins (USDC). Key aspects of our services include:
Your Bitcoin collateral is held in secure custody for the duration of your loan. If the value of your collateral falls below the required maintenance level (as determined by the maximum LTV ratio), your position may be partially or fully liquidated to repay the outstanding loan. You acknowledge and accept the risk of liquidation due to market volatility.
Bitlendex charges fees for its services, including but not limited to origination fees and interest on outstanding loans. All applicable fees are disclosed before you confirm a transaction. Fee schedules may be updated from time to time, and continued use of the Platform constitutes acceptance of any updated fees.
You agree not to:
Cryptocurrency markets are inherently volatile. By using our services, you acknowledge the risks associated with digital assets, including but not limited to price volatility, regulatory changes, smart contract vulnerabilities, and potential loss of collateral through liquidation. Bitlendex is not responsible for losses arising from market movements.
All content, trademarks, logos, and intellectual property displayed on the Platform are owned by or licensed to Bitlendex. You may not reproduce, distribute, or create derivative works without our prior written consent.
To the maximum extent permitted by law, Bitlendex shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Platform. Our total liability shall not exceed the fees you have paid to us in the twelve months preceding the claim.
We reserve the right to suspend or terminate your account at any time if we reasonably believe you have violated these Terms or applicable law. Upon termination, any outstanding loans must be repaid, and remaining collateral will be returned according to our standard procedures.
We may modify these Terms at any time. Material changes will be communicated via email or a notice on the Platform. Your continued use of the Platform after modifications constitutes acceptance of the updated Terms.
These Terms shall be governed by and construed in accordance with applicable law, without regard to conflict of law principles. Any disputes arising from these Terms shall be resolved through binding arbitration.
If you have questions about these Terms, please contact us at legal@bitlendex.com.
